If you find the very idea of shopping for homeowner’s insurance somewhat intimidating, don’t fret. Switching homeowners insurance needn’t be a complicated matter. By educating yourself as a consumer you can evaluate each homeowner’s insurance quote and no longer fear getting caught with too little coverage or overpaying for unnecessary add-ons.
Homeowner’s insurance is designed to protect you, the homeowner, from financial damages. A basic policy covers loss or damage to your property (the house and what’s inside it) due to certain events (for example fire or robbery). It also protects you from litigation arising from events that take place on your property (a slip and fall maybe), or damage to someone else’s property (like your dog digging up the neighbor’s prize rosebush). Continue reading